Are cat castration and sterilization covered by cat insurance?

The castration of the cat and the sterilization of the cat are surgical operations strongly recommended to any owner of tomcats who do not have a breeding activity. Recommended from the age of six months, this act, which has become benign, is beneficial for you as well as for your mustachioed companion.

What does castration and sterilization consist of in feline species? What are its advantages and disadvantages? How much does it cost ? And is it reimbursed by cat insurance? We take stock in this article.

Castration And Sterilization Of The Cat, What Are The Differences?

Castration, like sterilization, prevents reproduction in cats. As a result, there are fewer embarrassing behaviors to expect, less risk of sexually transmitted diseases, and above all the absence of unwanted litters of kittens.

Castration, A Term Used In Male Cats

The castration of the tomcat consists of the removal of the testicles. The operation is performed on fasting cats, with general anesthesia. Two small incisions on the scrotum are enough, usually without the need for stitches.

The intervention is fast and your cat recovers quickly, count 24 hours at the most.

Sterilization, A Term Used In Female Cats

The sterilization of the cat is carried out under the same conditions as a castration. However, it is the ovaries that are removed, and the operation is a little more delicate, because the veterinarian must go deeper under the tissues. Incisions are made under the flanks or below the navel, and stitches are needed.

Again, the recovery of the animal is fast, the time that the anesthesia no longer takes effect.

What Are The Advantages And Disadvantages Of Neutering The Cat?

You can immediately be reassured, the advantages of sterilization or castration of the cat are much more numerous than the disadvantages. No justification should prevent you from carrying out this intervention.

The Advantages Of Castration / Sterilization

The benefits of sterilization are undeniable. They save a lot of hassle and improve the health of your cat or cat as a whole.

Note the following advantages in cats:

• • Disappearance or sharp drop in urinary marking,

• • A noticeable drop in aggressiveness.

And the following in the cat:

• • Stopping high-pitched meowing related to heat,

• • Removal of ovarian tumors.

And in all cats, male and female:

• • The reduction of sexually transmitted diseases,

• • The reduction of hormonal diseases,

• • The decrease in the number of fights between cats,

• • Diabetes prevention.

The Disadvantages Of Castration / Sterilization

The major disadvantage of the operation is that it can lead, in some cats or some cats, to a sensitivity to being overweight, thus aggravating the risks of overweight or obesity. But to overcome this inconvenience, a suitable food is sufficient, you find it under the name “sterilized cat” in the trade.

How Much Does Cat Sterilization Or Castration Cost?

Veterinary prices are not regulated in France. As a result, we can observe large variations in prices for castration and sterilization, depending on the practitioner, but also depending on the region.

The castration of the cat, a less cumbersome and faster operation than the sterilization of the cat, is generally less expensive. It should also be noted that in cats, sterilization can be accompanied by the removal of the uterus.

Count between 50 and 100 euros for the castration of a male cat, and between 80 and 200 euros for the sterilization of a cat.

How To Be Reimbursed For Castration / Sterilization By Your Cat Health Insurance?

For the operation to be covered by your cat’s mutual health insurance, it is essential that the contract be taken out as soon as possible. The majority of insurers take kittens as collateral from their 2 or 3 months. And it is recommended to have them sterilized at 6 months. A waiting period may apply depending on the insurers, remember to have your cat insured in time for the castration or sterilization to be reimbursed.

Depending on the level of guarantee chosen, from the basic formula to the excellence formula, sterilization or castration may be reimbursed to you in whole or in part by one of the following clauses:

• • The prevention package: this is most often an option in the contract, which includes the management of routine care, including castration / sterilization,

• • The surgery package: if it is part of your contract, it can cover the cost of the operation,

• • “Excellence” insurance: also called maxi, premium or complete depending on the insurers, it is an all-risk formula for your cat, covering castration / sterilization.

Classically, you will have to send the veterinary invoice to your cat insurance to obtain reimbursement for the operation. Choose, if possible, an insurer that allows you to carry out all the procedures online, to save time and make it easier.